Should You Put More Money Down or Keep Cash in the Bank?
Wondering whether to put more money down on your Memphis home or keep cash in the bank? Here’s what buyers should consider before making the decision.


Welcome to the blog of Kelly Day with simpliHŌM, your trusted Midsouth Realtor. Explore expert insights on buying, selling, and navigating the Tennessee real estate market. From marketing tips to pricing strategies, our blog provides the knowledge you need to make informed decisions and achieve your real estate goals.

Wondering whether to put more money down on your Memphis home or keep cash in the bank? Here’s what buyers should consider before making the decision.

Looking for things to do in Memphis this weekend? Discover events happening August 14–16, 2026, including Elvis Week, FedEx St. Jude Championship and more.

Thinking about moving to Memphis? Explore the best neighborhoods for every lifestyle—from vibrant downtown living and family-friendly communities to quiet suburbs and up-and-coming areas. Find the perfect place to call home with our guide.
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