is-your-home-helping-or-hurting-your-retirement

Is Your Home Helping or Hurting Your Retirement?

June 06, 20251 min read

You’ve worked hard—now it’s time your home returned the favor.

If you’re approaching retirement or already in it, it’s time to take a serious look at whether your current home still fits the life you want to lead.

🧾 The Cost of Staying

The cost of living has jumped 23% in just the last five years. And if your home feels oversized, too expensive, or requires too much upkeep, it may be eating into your freedom—not funding it.

💰 You’ve Built Equity—Now Use It

Chances are, you’ve built significant equity in your home. That equity = options.

You can:

• Downsize and simplify

• Relocate to be near family

• Lower your monthly expenses

• Free up cash for travel, hobbies, or savings

It’s not about giving something up. It’s about stepping into the next season with clarity and choice.

🔄 Retirement Is a Transition—So Is Real Estate

A lot of retirees get stuck thinking they need to “stay put,” but the truth is—you’ve earned the right to change things up. Your home should support the life you want, not limit it.

👋 Let’s Talk Options

If you’re even thinking about whether your home still makes sense, my team and I can help. We’ll break down your options, estimate your home’s value, and show you how to create a plan that aligns with your retirement goals.

I’m Kelly Day with simpliHŌM—where we make buying and selling a home simple.

We make buying and selling a home simple.

Kelly Day

We make buying and selling a home simple.

LinkedIn logo icon
Instagram logo icon
Back to Blog