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Credit score gauge needle pointing into the green range

Why Your Credit Score Matters When Buying a Home

Kelly Day September 16, 2025

Myth: you need 800+ credit to buy. Truth: some loans go as low as 580.

But lower scores mean:

Higher rates.
Bigger monthly payments.

Boost your score by paying bills on time, reducing debt, and checking reports for errors.

A stronger score = more house and lower costs.

I’m Kelly Day with simpliHŌM — where we make buying and selling a home simple.

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